Inputs All fields editable

Purchase Price ($)

Down Payment (%)

Interest Rate (APR %)

Loan Term (years)

Buyer Closing Costs (% of price)

Monthly Rent ($)

Other Monthly Income ($)

Vacancy (% of GPR)

Operating Expense Ratio (% of EGI)

Annual Rent Growth (%)

Annual Expense Growth (%)

Annual Appreciation (%)

Hold Period (years)

Selling Costs (% of sale price)

Land % (for depreciation)

Depreciation Schedule

Comparison State Tax Rate (%)*

NV is 0%. Used to estimate state tax paid elsewhere.

* Simplified state tax model: applies rate to estimated taxable income (NOI − interest − depreciation) and to capital gain at exit (ignores recapture and basis adjustments). Not tax advice.

Headline Results

Year‑1 Cap Rate

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NOI ÷ Price

Year‑1 Cash‑on‑Cash

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Cash flow ÷ Cash invested

Hold IRR (pre‑state‑tax)

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Annualized with exit

IRR w/ Comparison State Tax

—

Applies your state rate

Est. NV State‑Tax Advantage

—

Over entire hold period

Projected Net Sale Proceeds

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After debt & selling costs

Cash Flows (pre‑state‑tax)

Annual cash flow to equity after debt service. Exit proceeds included in final year.

NOI & Taxable Income (for state‑tax estimate)

Taxable income = NOI − interest − depreciation (floored at 0 for state‑tax calc).